Interactions
Progressing on the Path to Independence
Another Step Towards Independence
Another Step Towards Independence
I remember Julie, a mother who reached out to us a few months ago. Her son, Timéo, diagnosed with ASD at age 6, wanted to take his driving test at 17. She was torn—proud, but also afraid.
She did her research, supported him throughout the process, and found an inclusive driving school. Today, he drives, works part-time, and dreams of buying his first car.
Insurance? That was the hardest part. Julie was overwhelmed by acronyms, state rules, and coverage levels. But once she got the right information, she was able to negotiate an adapted and affordable insurance plan.
✅ It can be done. And that’s why being informed is already being protected.
How Can I Get Good Car Insurance for My Autistic Teen?
- Compare multiple quotes
Don’t rely on one insurer. Platforms like Forbes or Car & Driver offer useful rankings.
- Check for state-specific coverages
Learn about UM/UIM, PIP, or MedPay based on your state.
- Evaluate your child’s driving lifestyle
Will they drive often? In rural or urban areas? Adapt your coverage accordingly.
- Talk to the insurer
Don’t hide the autism diagnosis—it’s not a risk factor. It’s context for adapted support and safer policies.
In Conclusion
Helping your autistic child learn to drive is helping them live.
It’s believing in their potential. Supporting them through obstacles.
And always prioritizing what matters most: their safety, dignity, and autonomy.
Car insurance is more than paperwork. It’s a key to mobility, employment, and freedom.
And you, parents, are the quiet guides on this road.
When you're informed, you’re empowered.
When we're united, we’re unstoppable.
📍 Click your state to check car insurance requirements:
State-by-State Auto Insurance Requirements (Selected)
Alabama
- Minimum liability: 25/50/25
- Additional requirements: None
Alaska
- Minimum liability: 50/100/25
- Additional requirements: None
Arizona
- Minimum liability: 25/50/15
- Additional requirements: None
Arkansas
- Minimum liability: 25/50/25
- Additional requirements: None
California
- Minimum liability: 15/30/5
- Additional requirements: None
Note: Insurance figures like 25/50/25 correspond to:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $25,000 property damage
Additional policies (UM/UIM, PIP, MedPay) may also be required depending on the state.
You’re Not Alone
At AccompanIA, we help transform life’s complex transitions into steps toward empowerment.
Visit our independent living section for more tools, stories, and guidance for autistic young adults.
Together, we can redefine what’s possible.